Software to Help Wth Filing Bankruptcy
Consumers can now download free software and save thousands on filing Chapter 7, 11, and 13, all without an attorney. When the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) made lawyers liable for discrepancies found in clients’ insolvency petitions, many attorneys increased their fees or refrained from accepting cases. But not having legal representation doesn’t have to be a deterrent to filing. Hundreds of thousands of consumers apply for personal debt protection each year, going solo and saving thousands in legal fees. With the availability of state-of-the-art, user-friendly filing bankruptcy software, preparing detailed reports and filling out Federal Bankruptcy Court-compliant forms is relatively simple…and it’s perfectly legal.
Anyone who can type on a computer keyboard, point and click a mouse, and read instructions can take full advantage of the latest programs. To find free bankruptcy filing software, individuals simply browse internet sites via their favorite search engine and shop for vendors to find the best products. Consumers should take care to review vendor specifications and read the fine print — not all free software packages are completely free. Some offer no-cost downloads of electronic petition forms, but may still require downloading a copy of Adobe Acrobat Reader to generate required financial documents and create PDFs for electronic bankruptcy filing. A PDF (Portable Document Format) is a global exchange document which can be read on any operating system; so consumers need not worry about platform compatibility. Consumers may also need to purchase additional programs like Microsoft Word or WordPerfect to complement free debt protection software and generate forms, which can add to the cost of filing.
