The Value of an FDCPA Attorney
When facing financial hardship, consumers may understandably have neither the time or inclination to fully familiarize themselves with the specifics of the Fair Debt Collection Practices Act (FDCPA). As a result, it may be advisable to consider partnering with a qualified FDCPA attorney such as those on staff at Ginsberg Law.On your behalf, FDCPA attorneys can contact one or more debt collection agencies and request an immediate written verification of the amount owed. Should the company in question fail to provide accurate information, the attorney may then request what is known as a compliance audit, a process that can sometimes result in grounds for a formal FDCPA complaint.A qualified FDCPA attorney is also familiar with provisions of some of the other pertinent legislation such as the Fair Credit Billing Act (FCBA), the Fair Credit Reporting Act (FCRA) and state-level Unfair and Deceptive Acts and Practices (UDAP) legislation. With proper help, consumers can continue to hold on to that most important of attributes – their personal dignity.
Don’t let yourself be victimized by unfair debt collectors or collection agencies. You have more rights than you probably know, and the law is harsh on those agencies whose collection practices cross the line into harrassment and abuse of power. You may be entitled to receive compensation for damages ranging from blemished credit to emotional trauma, as well as other damages. Just be sure to keep thorough records of any abuse or harrassment you receive (in accordance with laws for such record-keeping), and of course it’s best to consult a true legal professional who specializes in these cases before moving forward in any way.
